The leaves are transforming from verdant green to multi-colored works of art and falling away. Cooler temperatures are rolling in, and most people can’t wait to wrap themselves in a scarf, savor hot cocoa and light a fire in the fireplace. Amidst so much to love about fall, and so much to be grateful for, one shouldn’t forget the dangers of weather and the ways to avoid them.
Read on to learn common insurance claims that increase in late autumn and helpful tips to stay risk-free –

Water Damage

Water damage is common during late autumn and, unfortunately, is extremely expensive to repair. To minimize the likelihood of damage due to rainwater, run a diagnosis on your house from roof to gutters and plumbing system to get the damaged or weak areas fixed on time.

Some of the frequent sources of water damage include burst pipes, dishwashers, water heaters, ice makers, water supply lines and toilet valves. To reduce the threat, one must turn the main water valve off when leaving home for many days. Learn how to keep pipes from freezing and bursting to reduce the chance of loss due to water.

Fire Damage

As autumn passes and winter approaches, the number of fire safety risks in the home begins to increase. Families start seeking warmth from their fireplaces and burning candles to give rooms that warm glow.

To reduce the chances of fire, there are many things that one can do:

The do’s – annual chimney inspection and cleaning, constant candles supervision and proper disposal of cigarette butts.

The don’ts – leaving unattended pans on the stove and overloading electrical outlets with appliances.

Rear-End Collision

Rear-end collisions are common in the autumn months. Mostly, the culprits are less attentive drivers and low visibility driving conditions.
To avoid rear-end car accidents, the driver must avoid taking calls, stop tuning the radio, and back up slowly, glancing mirrors and windows many times for oncoming cars. In case a car is running in front of you, avoid overtaking and keep a safe traveling distance between you and the car in front of you.

Fall is the most enchanted time of the year with most magical sensations. Make sure you and your family follow these safety tips and don’t let anything ruin this season.

If you are involved in a disaster, your insurance company can step in to help cover the finances. Now is the time to review your coverage to stay safe this fall and coming winter season.